CIBC Dividend® Visa® Card for Students 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

CIBC Dividend® Visa® Card for Students4.8/5

CIBC

Annual fee
CA$0
Rewards rate
2%-1%
Welcome Bonus
CA$150
Apply Now →on CIBC's website

  • 2%Cash back on eligible groceries
  • 1%Cash back on eligible gas and other purchases

Welcome Bonus:

Get $50 cash back after you make your first purchase, plus earn a 10% cash back welcome bonus.

Reward Rate:

Earn 2% cash back on eligible groceries and 1% cash back on eligible gas and other purchases.

The CIBC Dividend® Visa® Card for Students stands out as the top choice because it offers a straightforward cash back structure that rewards students on essential spending categories like groceries. With no annual fee and a generous welcome bonus, it's designed to help students build credit while earning rewards.

Pros:

  • No annual fee
  • Good cash back on groceries

Cons:

  • Limited to student applicants
  • Lower cash back on non-grocery purchases
Apply now →

The CIBC Dividend® Visa® Card for Students is a compelling option for students seeking to establish their credit history while earning cash back on everyday purchases, particularly in essential categories like groceries. With no annual fee and a welcome bonus, it is best suited for those looking for a straightforward rewards program without the burden of additional costs.

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