Capital One Guaranteed Secured Mastercard 2026 Review

The Capital One Guaranteed Secured Mastercard is a secured credit card that requires a security deposit to open an account and can help you build credit.

The annual fee for the Capital One Guaranteed Secured Mastercard is CA$0. This card offers a cost-effective way to manage your credit.

The Capital One Guaranteed Secured Mastercard does not offer rewards on purchases. It focuses primarily on helping users build their credit history.

A secured credit card requires an upfront security deposit equal to the credit limit and functions like an unsecured credit card. It is designed to help individuals establish or repair their credit.

The Capital One Guaranteed Secured Mastercard requires a security deposit to establish a credit limit, typically starting at CA$200. This allows users to manage their credit responsibly.

The Capital One Guaranteed Secured Mastercard helps build credit by reporting your payment history to credit bureaus. Consistent, on-time payments can positively impact your credit score.

This card is ideal for individuals looking to establish or repair their credit history. Its guaranteed approval feature makes it accessible for those who may have difficulty getting an unsecured credit card.