Brim Mastercard 2026 Review

Brim Mastercard4.6/5

Brim Financial

Annual fee
CA$0
Rewards rate
2%-1%
Welcome Bonus
CA$500
Apply Now →on Brim Financial's website

  • 2%Cash back on the first $25,000 in spending annually
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn up to $500 in Brim points when you use your Brim Card for the first time at participating merchants.

Reward Rate:

Earn 2% cash back on the first $25,000 in spending annually, and 1% on all other purchases.

What sets the Brim Mastercard apart is its unique loyalty program that allows cardholders to earn points on every purchase, which can be redeemed against any transaction. This flexibility makes it a strong contender for those who value versatility in rewards.

Pros:

  • No annual fee
  • Flexible redemption options

Cons:

  • Foreign transaction fees apply
  • Lower cash back rate after the cap
Apply now →

The Brim Mastercard offers a no-annual-fee option with a flexible rewards program, making it suitable for consumers who prioritize earning points on everyday purchases and appreciate the ability to redeem them against any transaction. Its welcome bonus adds additional value, appealing to those looking for a straightforward rewards structure without the burden of fees.

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