Annual fee
CA$120
Rewards rate
5%-1%
Welcome Bonus
70,000 points
Apply Now →on BMO's website
- 5xBMO Rewards points on groceries, dining, gas, and transit
- 1xBMO Rewards points on all other purchases
Welcome Bonus:
Get up to 70,000 bonus points with the first-year annual fee waived.
Reward Rate:
Earn 5x points on groceries, dining, gas, and transit.
This card shines for its exceptional rewards structure, particularly for those who frequently spend on groceries and dining, making it a valuable addition to any rewards-focused wallet.
Pros:
- High rewards on essential categories
- First-year annual fee waived
Cons:
- Annual fee of CA$120 after the first year
- High cash advance interest rate
The BMO eclipse Visa Infinite Card is particularly well-suited for individuals who regularly spend on dining and groceries, given its competitive rewards structure and the substantial welcome bonus. While the annual fee may be a consideration, those who can effectively leverage the card's benefits may find it a worthwhile tool for maximizing rewards on everyday purchases.