Annual fee
CA$120
Rewards rate
5%-1%
Welcome Bonus
Up to CA$1,150 in value
Apply Now →on BMO's website
- 5%BMO Rewards points on groceries
- 5%BMO Rewards points on dining
- 5%BMO Rewards points on gas
- 5%BMO Rewards points on transit
- 1%BMO Rewards points on all other purchases
Welcome Bonus:
Get up to $1,150 in value including up to 70,000 Bonus points.
Reward Rate:
Earn 5x BMO Rewards points on everyday categories including groceries, dining, gas, and transit.
This card shines for its ability to earn 5x points on a wide range of everyday purchases, making it an excellent choice for those who want to maximize their rewards. The generous welcome bonus adds to its attractiveness for new applicants.
Pros:
- High rewards on everyday spending
- Significant welcome bonus
Cons:
- Annual fee
- Redemption value may be lower than cash-back alternatives
The BMO Eclipse Visa Infinite Card is well-suited for consumers who frequently spend on everyday purchases and desire to earn rewards at an accelerated rate. With its competitive reward structure and substantial welcome bonus, this card may appeal particularly to those who value maximizing their benefits while managing an annual fee.