Annual fee
CA$0
Rewards rate
5%-0.5%
Welcome Bonus
25,000 points
Apply Now →on BMO's website
- 5%Cash back on takeout, groceries and more
- 0.5%Cash back on all other purchases
Welcome Bonus:
New applicants can earn up to 25,000 BMO Rewards points in the first year, including 20,000 welcome points for spending $1,500.
Reward Rate:
Earn 5x the points on takeout, groceries and more.
The BMO eclipse rise Visa Card stands out as the top choice because it offers a no-annual-fee structure while providing generous rewards on everyday spending, making it ideal for those looking to build financial habits.
Pros:
- No annual fee
- Flexible rewards
Cons:
- Limited high reward categories
- Minimum income requirement may apply
The BMO eclipse rise Visa Card is a suitable option for individuals seeking a no-annual-fee credit card that rewards them for everyday purchases, particularly those who can maximize the higher reward rate on eligible spending categories. Its welcome bonus further enhances its appeal for new applicants looking to earn rewards quickly.