American Express Platinum Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

American Express Platinum Card4.9/5

American Express

Annual fee
CA$799
Rewards rate
5%-1%
Welcome Bonus
100,000 points
Apply Now →on American Express's website

  • 5%Points on flights/prepaid hotels via Amex Travel
  • 2%Points on dining and travel
  • 1%Points on all other purchases

Welcome Bonus:

Earn 100,000 Membership Rewards points after spending $10,000 in the first 3 months.

Reward Rate:

Earn 5x points on flights/prepaid hotels via Amex Travel, 2x on dining/travel, and 1x on general spending.

The American Express Platinum Card stands out as the top choice because it offers unparalleled travel benefits, including extensive lounge access and high point multipliers on travel-related purchases, making it ideal for frequent travelers.

Pros:

  • Extensive travel perks
  • High point multipliers

Cons:

  • High annual fee
  • Requires significant spending to maximize benefits
Apply now →

The American Express Platinum Card is best suited for frequent travelers who can take full advantage of its generous travel rewards, extensive lounge access, and premium benefits, justifying the high annual fee. While it offers significant perks, those who do not travel often may find it less beneficial for their everyday spending.

Frequently Asked Questions