Amazon.ca Rewards Mastercard 2026 Review

Annual fee
CA$0
Rewards rate
2.5%-1%
Welcome Bonus
5% back
Apply Now →on MBNA's website

  • 2.5%Cash back at Amazon.ca and Whole Foods Market for Prime members
  • 1.5%Cash back on eligible purchases at Amazon.ca and Whole Foods Market after welcome offer
  • 1%Cash back on all other eligible purchases

Welcome Bonus:

Get 5% back on your first $3,000 in eligible purchases during the first 6 months after account approval.

Reward Rate:

Earn 2.5% back on eligible purchases at Amazon.ca and Whole Foods Market stores for Prime members.

The standout feature here is the generous cash back for Amazon Prime members, making the Amazon.ca Rewards Mastercard an excellent choice for frequent Amazon shoppers. The no annual fee further enhances its value proposition.

Pros:

  • No annual fee
  • High rewards for Amazon Prime members

Cons:

  • Limited to Amazon and Whole Foods for maximum rewards
  • Lower rewards on non-Amazon purchases
Apply now →

The Amazon.ca Rewards Mastercard is particularly suitable for frequent Amazon shoppers, especially those who are Amazon Prime members, due to its competitive cash back rates and no annual fee. However, individuals who do not regularly make purchases on Amazon may find limited value in this card's rewards structure.

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