Wells Fargo Autograph 2026 Review

Wells Fargo Autograph4.1/5

Wells Fargo

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
20,000 bonus points
Apply Now →on Wells Fargo's website

  • 3%Points on travel, restaurants, gas stations, and more
  • 1%Points on all other purchases

Welcome Bonus:

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months.

Reward Rate:

Earn unlimited 3x points on travel, restaurants, gas stations, and more.

A key differentiator is the Wells Fargo Autograph's focus on everyday spending categories, allowing cardholders to earn solid rewards without an annual fee. The generous sign-up bonus adds to its appeal, making it a great option for those looking to maximize their rewards on regular purchases.

Pros:

  • No annual fee
  • Solid rewards on everyday spending

Cons:

  • Limited bonus categories
  • Lower rewards on non-bonus categories
Apply now →

The Wells Fargo Autograph card is well-suited for individuals who prioritize earning rewards on everyday spending without incurring an annual fee. Its competitive reward structure and welcome bonus make it an attractive choice for those seeking to optimize their benefits from routine purchases.

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