United Business Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

United Business Card4.0/5

Chase

Annual fee
$150
Rewards rate
2%-1%
Welcome Bonus
100,000 bonus miles
Apply Now →on Chase's website
Regular APR:19.74%-28.24% variable

  • 2%Miles on United purchases
  • 1%Miles on all other purchases

Welcome Bonus:

Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.

Reward Rate:

Earn 2 miles on United purchases and 1 mile on all other purchases.

APR:

19.74%-28.24% variable

The United Business Card is particularly appealing for small business owners who frequently fly United, offering a substantial welcome bonus of 100,000 miles. Its rewards structure is designed to maximize earnings on United-related expenses.

Pros:

  • High welcome bonus for business expenses
  • Good rewards on United purchases

Cons:

  • Annual fee
  • Limited to United for maximum rewards
Apply now →

The United Business Card is well-suited for small business owners who often travel with United Airlines, given its lucrative welcome bonus and rewards structure that favors United-related spending. However, those who do not frequently use United or prefer a more versatile rewards program may find other credit cards more beneficial.

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