Tangerine Money-Back Credit Card 2026 Review

Annual fee
CA$0
Rewards rate
2%-0.5%
Welcome Bonus
CA$100
Apply Now →on Tangerine's website

  • 2%Cash back in chosen categories
  • 0.5%Cash back on all other purchases

Welcome Bonus:

Earn 10% cash back on up to $1,000 in purchases in the first 2 months.

Reward Rate:

Earn 2% cash back in up to three categories and 0.5% on all other purchases.

The standout feature here is the flexibility of choosing cash back categories, allowing cardholders to tailor their rewards to their spending habits. With no annual fee and a generous welcome bonus, it’s an excellent choice for those looking to maximize their cash back without incurring extra costs.

Pros:

  • No annual fee
  • Customizable cash back categories

Cons:

  • Lower cash back rate on non-category purchases
  • Limited to three categories for 2% cash back
Apply now →

The Tangerine Money-Back Credit Card is well-suited for individuals who prioritize cash back rewards and prefer a no-annual-fee option. Its customizable reward categories make it an appealing choice for those who want to optimize their cash back based on their personal spending habits.

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