Scotiabank Scotia Momentum No-Fee Visa Card 2026 Review

Annual fee
CA$0
Rewards rate
1%-0.5%
Welcome Bonus
5% for 3 months
Apply Now →on Scotiabank's website

  • 5%Cash back on all purchases for the first 3 months
  • 1%Cash back on groceries, gas, and recurring payments
  • 0.5%Cash back on all other purchases

Welcome Bonus:

Earn 5% cash back on all purchases for the first 3 months, up to a total of $2,000 in purchases.

Reward Rate:

Offers 1% cash back on groceries, gas, and recurring payments, with 0.5% on other purchases.

The Scotiabank Scotia Momentum No-Fee Visa Card shines with its generous introductory cash back offer, making it a great option for those looking to maximize rewards on everyday spending without an annual fee.

Pros:

  • No annual fee
  • Strong introductory cash back

Cons:

  • Higher interest rates
  • Limited ongoing rewards
Apply now →

The Scotiabank Scotia Momentum No-Fee Visa Card is an appealing choice for individuals seeking to earn cash back on their everyday purchases without incurring an annual fee. With a solid introductory offer and a straightforward rewards structure, it is particularly suitable for budget-conscious consumers who prioritize simplicity and value in their credit card usage.

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