- 5%Cash back on travel purchased through Chase
- 3%Cash back on dining and drugstores
- 1.5%Cash back on all other purchases
Earn $250 cash back (25,000 Ultimate Rewards points) after spending $500 on purchases in your first 3 months of account opening.
Earn unlimited 1.5% cash back on all purchases, 3% on dining and drugstores, and 5% on travel purchased through Chase.
18.24%-27.74% Variable APR
What sets the Chase Freedom Unlimited apart is its straightforward cash back structure, allowing cardholders to earn unlimited rewards on everyday purchases. Cardholders particularly appreciate the flexibility of redeeming points for cash back or travel.
Pros:
- No annual fee
- Flexible cash back rewards
Cons:
- Lower rewards on non-bonus categories
- Limited travel rewards compared to premium cards
The Chase Freedom Unlimited® is suitable for individuals seeking a no-annual-fee credit card that offers a simple and flexible rewards program for everyday spending. With its competitive cash back rates and the option to redeem rewards for cash or travel, this card may appeal to those who prefer a straightforward approach to earning and using rewards.