American Express Platinum Card 2026 Review

American Express Platinum Card4.0/5

American Express

Annual fee
CA$799
Rewards rate
2%-1%
Welcome Bonus
CA$100,000
Apply Now →on American Express's website

  • 2%Points on eligible dining
  • 1%Points on all other purchases

Welcome Bonus:

Earn up to 100,000 Membership Rewards points.

Reward Rate:

Earn 2 points for every CA$1 spent on eligible dining and 1 point on all other purchases.

The American Express Platinum Card is a premier choice for luxury travelers, offering extensive benefits such as airport lounge access and a substantial welcome bonus. Its high annual fee is offset by the premium perks and rewards, making it ideal for those who travel frequently.

Pros:

  • Extensive airport lounge access
  • High welcome bonus

Cons:

  • Very high annual fee
  • Requires excellent credit
Apply now →

The American Express Platinum Card is well-suited for frequent travelers who can take full advantage of its premium perks, such as airport lounge access and a high rewards rate. While its substantial annual fee may deter occasional users, those who travel regularly may find the benefits justify the cost.

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