Virgin Money Everyday Cashback Card
Virgin Money
- 1%Cashback on all eligible purchases for the first 90 days
- 0.25%Cashback on all eligible purchases thereafter
1% cashback on all eligible card purchases for the first 90 days.
1% cashback for the first 90 days, dropping to 0.25% thereafter.
27.9% Variable APR
The Virgin Money Everyday Cashback Card is a solid choice for those looking to earn cashback on everyday purchases, especially with its introductory 1% cashback rate for the first 90 days. However, the drop to 0.25% thereafter and the cap on monthly cashback may limit its appeal for heavy spenders.
Pros:
- No annual fee
- Introductory cashback rate
Cons:
- Lower cashback rate after introductory period
- Capped cashback amount
The Virgin Money Everyday Cashback Card is suitable for individuals who frequently make everyday purchases and prefer a no-annual-fee card that offers cashback rewards. However, potential users should consider the reduced cashback rate after the initial period and the monthly cap on earnings, which may not meet the needs of those with higher spending habits.