Virgin Money Credit Card 2026 Review

Virgin Money Credit Card4.6/5

Virgin Money

Annual fee
£0
Rewards rate
0.75%-0.75%
Welcome Bonus
3,000 bonus points
Apply Now →on Virgin Money's website
Regular APR:26.9% Variable APR

  • 0.75%Virgin Points for every £1 spent on everyday purchases

Welcome Bonus:

Earn 3,000 bonus points with your first card purchase, made within 90 days of taking out the card.

Reward Rate:

Earn 0.75 Virgin Points for every £1 spent on everyday purchases.

APR:

26.9% Variable APR

What sets the Virgin Money Credit Card apart is its ability to earn Virgin Points on everyday purchases, making it a great option for loyal Virgin customers looking to maximize their rewards.

Pros:

  • Earn Virgin Points on everyday spending
  • No annual fee

Cons:

  • Higher APR compared to some competitors
  • Limited bonus points for lower spending
Apply now →

The Virgin Money Credit Card is a suitable choice for individuals who frequently shop with Virgin and wish to earn rewards through everyday spending without incurring an annual fee. Its modest reward rate and welcome bonus may appeal particularly to loyal Virgin customers looking to enhance their points accumulation.

Frequently Asked Questions

Related Guides