Tesco Bank Foundation Credit Card 2026 Review

Annual fee
£0
Rewards rate
5%-1%
Welcome Bonus
N/A
Apply Now →on Tesco Bank's website
Regular APR:29.9% Variable APR

  • 5%Points per £4 spent at Tesco
  • 1%Points per £8 spent elsewhere

Welcome Bonus:

N/A

Reward Rate:

Earn 5 points per £4 at Tesco, points on Tesco fuel, and 1 point per £8 elsewhere.

APR:

29.9% Variable APR

The Tesco Bank Foundation Credit Card stands out as the top choice because it offers a straightforward way to build credit while earning Clubcard points on everyday spending, making it ideal for those looking to improve their credit score.

Pros:

  • No annual fee
  • Helps build credit

Cons:

  • High APR
  • Limited rewards outside Tesco
Apply now →

The Tesco Bank Foundation Credit Card is a suitable option for individuals seeking to build or improve their credit score while earning rewards on everyday purchases. With no annual fee and a straightforward reward structure, it caters particularly well to those new to credit or looking for a simple credit-building tool.

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