Santander All in One Credit Card
Santander
- 0.5%Cashback on eligible spending
N/A
The Santander All in One Credit Card offers a consistent 0.5% cashback on all eligible spending (capped at £10 per month).
29.8% Variable APR
The Santander All in One Credit Card shines for its combination of 0% interest on purchases and balance transfers for an extended period, making it a smart choice for managing debt. Additionally, the straightforward cashback structure rewards everyday spending, enhancing its overall value.
Pros:
- 0% interest on purchases and balance transfers for 15 months
- No foreign transaction fees
Cons:
- Monthly fee of £3
- Capped cashback
The Santander All in One Credit Card may be suitable for individuals looking to manage existing debt through 0% interest on purchases and balance transfers, while also benefiting from a straightforward cashback structure for everyday spending. However, potential users should consider the annual fee and the relatively low reward rates before applying.