- 5%Vouchers earned for spending at M&S
- 1%Points earned on purchases elsewhere
The M&S Rewards Credit Card offers a £40 welcome bonus in M&S vouchers when you spend £150 across 2 or more transactions at M&S within your first 3 months.
Earn £5 in vouchers for every £100 you spend at M&S on your M&S Rewards Credit Card for your first six months.
24.9% Variable APR
What sets the M&S Rewards Credit Card apart is its attractive welcome bonus and the ability to earn vouchers on purchases, making it a compelling choice for regular M&S shoppers.
Pros:
- Generous welcome bonus
- Earn vouchers on spending
Cons:
- Higher APR compared to some competitors
- Limited to M&S for maximum rewards
The M&S Rewards Credit Card is well-suited for individuals who frequently shop at M&S, as it offers a strong rewards program and a generous welcome bonus with no annual fee. However, those who do not regularly purchase from M&S may find the rewards less beneficial for their spending habits.