Lloyds Business Credit Card 2026 Review

Annual fee
£0
Rewards rate
1%-0.5%
Welcome Bonus
N/A
Apply Now →on Lloyds Bank's website
Regular APR:14.9% Variable APR

  • 1%Cashback on fuel and EV charging
  • 0.5%Cashback on all other purchases

Welcome Bonus:

N/A

Reward Rate:

Earn 1% cashback on fuel and charging, and 0.5% on other purchases.

APR:

14.9% Variable APR

The standout feature of the Lloyds Business Credit Card is its straightforward cashback rewards on fuel and charging, making it a practical choice for businesses with significant transportation costs.

Pros:

  • No annual fee for the first year
  • Flexible repayment options

Cons:

  • Annual fee after the first year
  • Minimum spend threshold applies
Apply now →

The Lloyds Business Credit Card is best suited for small to medium-sized businesses that frequently incur transportation costs, as its cashback rewards on fuel and charging can provide tangible savings. With no annual fee and a straightforward reward structure, it offers a practical option for those seeking to manage expenses effectively without the complexity of tiered rewards or a welcome bonus.

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