Lloyds Bank Ultra Travel Credit Card
Lloyds Bank
- 1%Cashback on all purchases for the first year
- 0.25%Cashback on all purchases thereafter
1% unlimited cashback on all card purchases for the first 12 months from account opening.
1% cashback on all purchases (including foreign) for the first year, dropping to 0.25% thereafter.
12.9% APR variable
The Lloyds Bank Ultra Travel Credit Card stands out as the top choice because it offers a generous 1% cashback on all purchases for the first year, making it an excellent option for those looking to maximize their rewards without incurring any annual fees.
Pros:
- No annual fee
- 1% cashback on all purchases for the first year
Cons:
- Cashback drops to 0.25% after the first year
- Interest applies to cash withdrawals
The Lloyds Bank Ultra Travel Credit Card is most suitable for users who seek a no-annual-fee card with a straightforward cashback structure, particularly those who will benefit from the 1% cashback on all purchases during the first year. However, individuals who frequently travel may find the lack of specific travel rewards or benefits less advantageous compared to other options in the market.