Lloyds Bank Business Credit Card 2026 Review

Annual fee
£32
Rewards rate
1%-0.5%
Welcome Bonus
£0 annual fee for 12 months
Apply Now →on Lloyds Bank's website
Regular APR:15.95% Variable APR

  • 1%Cashback on fuel and EV charging
  • 0.5%Cashback on all other purchases

Welcome Bonus:

No annual fee for the first 12 months, normally £32 per cardholder.

Reward Rate:

Earn 1% cashback on fuel and EV charging, 0.5% on other purchases.

APR:

15.95% Variable APR

A key differentiator for the Lloyds Bank Business Credit Card is its flexible repayment options and tiered cashback structure, making it a practical choice for businesses managing various expenses.

Pros:

  • No annual fee for the first year
  • Flexible repayment options

Cons:

  • Annual fee after the first year
  • Minimum spend threshold for cashback
Apply now →

The Lloyds Bank Business Credit Card is well-suited for small to medium-sized enterprises seeking a straightforward credit solution with flexible repayment options and a tiered cashback structure. Its minimal annual fee and introductory offer may appeal to businesses looking to manage expenses while benefiting from cashback rewards.

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