John Lewis Partnership Credit Card 2026 Review

Annual fee
£0
Rewards rate
5%-1%
Welcome Bonus
Double points
Apply Now →on John Lewis's website
Regular APR:29.9% Variable APR

  • 5%Points earned at John Lewis and Waitrose
  • 1%Points earned elsewhere

Welcome Bonus:

New customers can enjoy double points on eligible spend at John Lewis and Waitrose for the first 60 days.

Reward Rate:

Earn 5 points for every £4 spent at John Lewis and Waitrose, and 1 point per £4 spent elsewhere.

APR:

29.9% Variable APR

What sets the John Lewis Partnership Credit Card apart is its ability to earn double points for the first 60 days, making it an attractive option for new customers. The card rewards loyal shoppers at John Lewis and Waitrose, providing significant value for those who frequently shop at these retailers.

Pros:

  • Double points for first 60 days
  • No annual fee

Cons:

  • Points earning rate decreases for outside spending
  • Limited redemption options
Apply now →

The John Lewis Partnership Credit Card is well-suited for individuals who regularly shop at John Lewis and Waitrose, as it offers a competitive rewards structure and a welcome bonus that enhances initial value. However, those who do not frequently shop at these stores may find the card's benefits less compelling, making it essential to consider personal shopping habits before applying.

Frequently Asked Questions

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