John Lewis Partnership Credit Card
John Lewis
- 5%Points earned on eligible purchases at John Lewis and Waitrose
- 1%Points earned on purchases elsewhere
The John Lewis Partnership Credit Card does not offer a traditional upfront cash or point welcome bonus, instead rewarding new and existing cardholders through an ongoing points-based rewards program.
Earn five points for every £4 spent on eligible purchases at John Lewis and Waitrose and one point for every £10 spent elsewhere.
29.9% Variable APR
The John Lewis Partnership Credit Card stands out as the top choice because it allows cardholders to earn points on everyday purchases that convert into gift vouchers for John Lewis and Waitrose, making it a great option for frequent shoppers at these stores.
Pros:
- No annual fee
- Earn points on everyday spending
Cons:
- No upfront welcome bonus
- Points may take time to accumulate
The John Lewis Partnership Credit Card is particularly suitable for regular shoppers at John Lewis and Waitrose, as it offers a competitive reward rate on everyday purchases that can be redeemed for gift vouchers. With no annual fee, it provides an accessible option for those looking to earn rewards without incurring additional costs.