John Lewis Partnership Credit Card 2026 Review

Annual fee
£0
Rewards rate
1.25%-0.25%
Welcome Bonus
Double points for 60 days
Apply Now →on John Lewis's website
Regular APR:29.9% Variable APR

  • 10 pointsFor every £4 spent at John Lewis and Waitrose for the first 60 days
  • 5 pointsFor every £4 spent at John Lewis and Waitrose thereafter
  • 1 pointFor every £4 spent elsewhere

Welcome Bonus:

New customers get double points for the first 60 days, earning 10 points for every £4 spent at John Lewis and Waitrose.

Reward Rate:

Earn 5 points for every £4 spent at John Lewis and Waitrose, and 1 point for every £4 spent elsewhere.

APR:

29.9% Variable APR

What sets the John Lewis Partnership Credit Card apart is its unique rewards structure that allows cardholders to earn points that convert into vouchers for John Lewis and Waitrose. The introductory offer of double points for the first 60 days provides an excellent incentive for new customers to maximize their rewards.

Pros:

  • Double points for new customers
  • No annual fee

Cons:

  • Higher APR
  • Limited to John Lewis and Waitrose for maximum rewards
Apply now →

The John Lewis Partnership Credit Card is particularly suitable for frequent shoppers at John Lewis and Waitrose, as it offers a straightforward rewards program that converts points into vouchers for these retailers. With no annual fee and an attractive introductory bonus, this card may appeal to those looking to maximize their spending rewards within this retail ecosystem.

Frequently Asked Questions

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