John Lewis Partnership Credit Card 2026 Review

Annual fee
£0
Rewards rate
1.25%-0.25%
Welcome Bonus
Double points for 60 days
Apply Now →on John Lewis's website
Regular APR:29.9% variable

  • 5%Points at John Lewis and Waitrose
  • 1%Points on all other purchases

Welcome Bonus:

New customers earn double points on eligible spending at John Lewis and Waitrose for the first 60 days.

Reward Rate:

Earn 5 points per £4 spent at John Lewis and Waitrose, and 1 point for every £10 spent elsewhere.

APR:

29.9% variable

The standout feature of the John Lewis Partnership Credit Card is its ability to earn double points on eligible purchases during the initial 60 days, making it an attractive option for new customers. With no annual fee and a straightforward rewards structure, it is ideal for frequent shoppers at John Lewis and Waitrose.

Pros:

  • No annual fee
  • Double points for new customers

Cons:

  • Lower rewards rate for non-partner spending
  • Points conversion can be slow
Apply now →

The John Lewis Partnership Credit Card is best suited for individuals who frequently shop at John Lewis and Waitrose, as it offers a straightforward rewards structure and a welcome bonus of double points for the first 60 days. With no annual fee, it provides a cost-effective way to earn rewards on everyday purchases for loyal customers of these retailers.

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