Annual fee
£0
Rewards rate
May offer introductory rewards such as points.
Welcome Bonus
0% interest on balance transfers for up to 35 months.
Apply Now →on HSBC's website
Regular APR:24.9% Variable APR
- No rewards breakdown available
Welcome Bonus:
0% interest on balance transfers for up to 35 months.
Reward Rate:
May offer introductory rewards such as points.
APR:
24.9% Variable APR
A key differentiator is the HSBC Balance Transfer Credit Card's ability to offer up to 35 months of 0% interest on balance transfers, making it a strong contender for those looking to manage their debt effectively.
Pros:
- Long 0% interest period on balance transfers
- No annual fee
Cons:
- Transfer fees apply
- Limited rewards
The HSBC Balance Transfer Credit Card is particularly suitable for individuals seeking a long-term solution to manage existing debt, thanks to its extended 0% interest period of up to 35 months on balance transfers. With no annual fee, it can be an attractive option for those focused on debt repayment rather than rewards or bonuses.