Halifax Clarity Credit Card 2026 Review

Annual fee
£0
Rewards rate
N/A
Welcome Bonus
£20
Apply Now →on Halifax's website
Regular APR:23.9% APR variable

  • No rewards breakdown available

Welcome Bonus:

Sometimes offers a £20 sign-up bonus for making a purchase within 90 days.

Reward Rate:

N/A

APR:

23.9% APR variable

What sets the Halifax Clarity Credit Card apart is its focus on travel, offering no foreign transaction fees and a straightforward fee structure. It's particularly beneficial for those who frequently spend abroad, making it a reliable choice for international travelers.

Pros:

  • No foreign transaction fees
  • No cash withdrawal fees

Cons:

  • No general cashback
  • Interest charged on cash withdrawals
Apply now →

The Halifax Clarity Credit Card is an advantageous option for frequent travelers, particularly those who make purchases abroad, due to its lack of foreign transaction fees and zero annual fee. However, individuals who primarily use credit cards for domestic spending or seek rewards may find it less appealing given its absence of rewards and a welcome bonus that is modest in comparison to other offerings.

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