Capital on Tap Business Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Capital on Tap Business Credit Card4.8/5

Capital on Tap

Annual fee
£0
Rewards rate
1.5%-1%
Welcome Bonus
10,000 points
Apply Now →on Capital on Tap's website
Regular APR:13.86%-110.33% Variable APR

  • 1.5%Cash back on all purchases with AutoPay
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn 10,000 bonus points (worth £100 cashback or 10,000 Avios/Virgin Points) after spending £5,000 within the first 3 months.

Reward Rate:

Earn unlimited 1% cash back on all purchases, with the opportunity to boost it to 2% by selecting weekly AutoPay.

APR:

13.86%-110.33% Variable APR

The Capital on Tap Business Credit Card stands out as the top choice because it offers unlimited cash back on all purchases without any annual fees, making it ideal for small businesses looking to maximize their rewards.

Pros:

  • No annual fee
  • Unlimited cash back on all purchases

Cons:

  • High APR for some users
  • Minimum spend required for higher cash back
Apply now →

The Capital on Tap Business Credit Card is well-suited for small businesses seeking a no-annual-fee option that provides straightforward cash back on all purchases. With its flexible rewards structure and a welcome bonus, this card may appeal to entrepreneurs who prioritize simplicity and value in their business expenses.

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