Capital on Tap Business Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Capital on Tap Business Credit Card4.9/5

Capital on Tap

Annual fee
£0
Rewards rate
2%-1%
Welcome Bonus
10,500 points
Apply Now →on Capital on Tap's website
Regular APR:13.86% Variable APR

  • 2%Cashback on all purchases for Pro tier users
  • 1%Cashback on all other purchases

Welcome Bonus:

Receive 10,500 points, worth £105 cashback or 10,500 Avios, as a sign-up bonus.

Reward Rate:

Earn 1% cashback on all card spend, with enhanced benefits for Pro tier users.

APR:

13.86% Variable APR

The Capital on Tap Business Credit Card stands out as the top choice because it offers uncapped cashback on all business spending, making it ideal for small businesses looking to maximize their rewards without incurring annual fees.

Pros:

  • No annual fee
  • Uncapped cashback

Cons:

  • Limited rewards for non-Pro tier
  • Variable APR
Apply now →

The Capital on Tap Business Credit Card is well-suited for small business owners who seek to earn cashback on their expenditures without the burden of an annual fee. Its straightforward rewards structure and welcome bonus can appeal to those looking to enhance their business cash flow while maintaining flexibility in their spending.

Frequently Asked Questions

Related Guides