Capital on Tap Business Credit Card 2026 Review

Annual fee
£0
Rewards rate
1.5%-1%
Welcome Bonus
£75
Apply Now →on Capital on Tap's website
Regular APR:13.86%-34.9% Variable APR

  • 1.5%Cash back on all purchases

Welcome Bonus:

Earn 7,500 points (worth £75) when you sign up using a referral link or promo code and make your first card transaction within 30 days.

Reward Rate:

Earn unlimited 1.5% cash back on all purchases.

APR:

13.86%-34.9% Variable APR

The Capital on Tap Business Credit Card stands out as the top choice because it offers a straightforward cashback structure with no annual fee, making it ideal for small and medium-sized businesses looking to manage their expenses efficiently.

Pros:

  • No annual fee
  • Fast application process

Cons:

  • High interest fees if not paid off quickly
  • Mixed user opinions on cash drawdown feature
Apply now →

The Capital on Tap Business Credit Card is well-suited for small to medium-sized businesses seeking a cost-effective credit solution with a straightforward cashback program and no annual fee. Its competitive reward structure and welcome bonus make it a practical option for business owners looking to optimize their spending without incurring additional costs.

Frequently Asked Questions