Asda Credit Card 2026 Review

Asda Credit Card3.5/5

Asda Money

Annual fee
£0
Rewards rate
0.75%-0.2%
Welcome Bonus
£20 in Asda Pounds
Regular APR:29.9% APR variable

  • 0.75%Asda Pounds on Asda spending
  • 0.2%Asda Pounds on all other purchases

Welcome Bonus:

Earn £20 in Asda Pounds after meeting specific spending criteria within the first 60 days.

Reward Rate:

Earn 0.75% in Asda Pounds on all spending at Asda and 0.2% on purchases made anywhere else.

APR:

29.9% APR variable

This card is ideal for regular Asda shoppers, offering rewards on purchases made at the store, though the earning potential outside of Asda is limited.

Pros:

  • No annual fee
  • Good for Asda shoppers

Cons:

  • Limited to Asda rewards
  • Low earning rate on non-Asda purchases

The Asda Credit Card is best suited for frequent Asda shoppers who can maximize the rewards offered on in-store purchases, particularly those who value the welcome bonus of £20 in Asda Pounds. However, consumers who tend to shop outside of Asda may find the card's earning potential less advantageous.

Frequently Asked Questions