Amex Cashback Everyday Credit Card 2026 Review

Annual fee
£0
Rewards rate
5%-1%
Welcome Bonus
5% cashback
Apply Now →on American Express's website
Regular APR:29.4% APR variable

  • 5%Cashback for first 5 months
  • 1%Cashback on spend over £10,000
  • 0.5%Cashback on spend up to £10,000

Welcome Bonus:

Earn 5% cashback on spending for the first 5 months, capped at £125.

Reward Rate:

Earn tiered cashback with 5% for the first 5 months, then 0.5% on up to £10,000 annual spend, and 1% on spend over £10,000.

APR:

29.4% APR variable

This card shines for its high introductory cashback rate of 5% for the first five months, making it an excellent choice for those looking to maximize their rewards on everyday spending without an annual fee.

Pros:

  • No annual fee
  • High introductory cashback rate

Cons:

  • Lower ongoing rewards
  • Requires minimum spend for cashback
Apply now →

The Amex Cashback Everyday Credit Card is particularly suitable for individuals who regularly make everyday purchases and can benefit from the initial high cashback rate without incurring an annual fee. It serves well for those seeking to enhance their rewards on common expenses, especially during the introductory period.

Frequently Asked Questions

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