Amex Cashback Everyday Credit Card 2026 Review

Annual fee
£0
Rewards rate
5%-1%
Welcome Bonus
5%
Apply Now →on American Express's website
Regular APR:29.4% APR variable

  • 5%Cashback for first 5 months
  • 1%Cashback on spend over £10,000
  • 0.5%Cashback on spend up to £10,000

Welcome Bonus:

Earn 5% cashback on spending for the first 5 months, capped at £125.

Reward Rate:

Earn tiered cashback with 5% for the first 5 months, then 0.5% on up to £10,000 annual spend, and 1% on spend over £10,000.

APR:

29.4% APR variable

This card shines for its high introductory cashback rate of 5% for the first five months, making it an excellent choice for those looking to maximize their rewards on everyday spending without an annual fee.

Pros:

  • High introductory cashback rate
  • No annual fee

Cons:

  • High APR after introductory period
  • Cashback capped after initial period
Apply now →

The Amex Cashback Everyday Credit Card is well-suited for individuals seeking to earn cashback on their regular purchases, particularly those who can take advantage of the high introductory rate of 5% in the initial five months. With no annual fee, it is ideal for budget-conscious consumers who prioritize cashback rewards without incurring extra costs.

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