American Express Rewards Credit Card
American Express
Annual fee
£0
Rewards rate
1%-1%
Welcome Bonus
N/A
Apply Now →on American Express's website
Regular APR:29.4% APR variable
- 1%Membership Rewards points on all purchases
Welcome Bonus:
N/A
Reward Rate:
Earn Membership Rewards points on all purchases.
APR:
29.4% APR variable
The standout feature here is that the American Express Rewards Credit Card is permanently free, allowing cardholders to earn Membership Rewards points on every purchase without the burden of an annual fee.
Pros:
- No annual fee
- Earn points on every purchase
Cons:
- Lower rewards rate compared to other cards
- Limited bonus offers
The American Express Rewards Credit Card is a suitable option for individuals seeking a no-annual-fee card that allows them to earn Membership Rewards points on everyday purchases. It is particularly beneficial for those who prefer a straightforward rewards structure without the commitment of a welcome bonus or annual cost.