American Express Rewards Credit Card
American Express
Annual fee
£0
Rewards rate
1%-1%
Welcome Bonus
N/A
Apply Now →on American Express's website
Regular APR:29.4% APR variable
- 1%Membership Rewards points on all purchases
Welcome Bonus:
N/A
Reward Rate:
Earn Membership Rewards points on all purchases.
APR:
29.4% APR variable
The standout feature here is that the American Express Rewards Credit Card is permanently free, allowing cardholders to earn Membership Rewards points on every purchase without the burden of an annual fee.
Pros:
- No annual fee
- Earn points on all spending
Cons:
- High APR
- Limited redemption options
The American Express Rewards Credit Card is well-suited for individuals seeking a no-annual-fee option to earn Membership Rewards points on everyday purchases. However, without a welcome bonus, it may be less appealing for those looking for immediate incentives to sign up.