American Express Preferred Rewards Gold Credit Card
American Express
- 3%Points on Amex Travel
- 2%Double points on airline/overseas spend
- 1%Points on all other purchases
Earn 20,000 bonus Membership Rewards points when you spend £3,000 in the first three months.
Earn 1 point per £1 spent, double points on airline/overseas spend, and 3 points per £1 on Amex Travel.
85.8% Variable APR
What sets the American Express Preferred Rewards Gold Credit Card apart is its robust rewards structure, particularly for travel-related spending, allowing cardholders to earn up to 3 points per £1 on Amex Travel. The significant welcome bonus of 20,000 points further enhances its appeal for those who frequently travel or dine out.
Pros:
- Generous welcome bonus
- No annual fee for the first year
Cons:
- High annual fee after the first year
- APR is relatively high
The American Express Preferred Rewards Gold Credit Card is particularly suitable for individuals who frequently travel or dine out, given its competitive rewards structure and substantial welcome bonus. With no annual fee, it offers a valuable option for those looking to maximize rewards on their everyday spending while enjoying additional travel benefits.