American Express Platinum Cashback Everyday Credit Card 2026 Review

Annual fee
£0
Rewards rate
5%-1%
Welcome Bonus
£125
Apply Now →on American Express's website
Regular APR:29.1% Variable APR

  • 5%Cashback on purchases for the first five months (up to £125)
  • 1%Ongoing cashback rate after the introductory period

Welcome Bonus:

Get 5% cashback on your purchases (up to £125) for the first five months of Cardmembership.

Reward Rate:

Get 5% cashback on your purchases (up to £125) for the first five months, ongoing tiered rates up to 1%.

APR:

29.1% Variable APR

The American Express Platinum Cashback Everyday Credit Card stands out as the top choice because it offers a generous 5% cashback on purchases for the first five months, making it ideal for new cardholders looking to maximize their rewards quickly.

Pros:

  • No annual fee
  • High introductory cashback rate

Cons:

  • Limited time for the introductory offer
  • Cashback capped at £125
Apply now →

The American Express Platinum Cashback Everyday Credit Card is particularly suitable for individuals who can take advantage of its initial high cashback rate and prefer a no-annual-fee structure. It may be most beneficial for those who regularly make purchases in categories that earn cashback, allowing them to maximize rewards without incurring any costs.

Frequently Asked Questions

Related Guides