American Express Platinum Cashback Everyday Credit Card 2026 Review

Annual fee
£0
Rewards rate
5%-1%
Welcome Bonus
5% cashback
Apply Now →on American Express's website
Regular APR:29.1% APR variable

  • 5%Cashback on purchases for the first five months (up to £125)
  • 0.5%Cashback on spend up to £10,000
  • 1%Cashback on spend above £10,000

Welcome Bonus:

The Platinum Cashback Everyday Credit Card welcome bonus gives you 5% cashback on purchases up to £125 during your first five months of card membership.

Reward Rate:

Get 5% cashback on your purchases (up to £125) for the first five months of Cardmembership; 0.5% cashback on spend up to £10,000; 1% on spend above £10,000.

APR:

29.1% APR variable

What sets the American Express Platinum Cashback Everyday Credit Card apart is its attractive introductory cashback offer, allowing new cardholders to earn 5% back on their purchases for the first five months, making it an excellent choice for those looking to maximize rewards on everyday spending.

Pros:

  • No annual fee
  • Generous initial cashback offer

Cons:

  • High APR
  • Cashback tiers may limit earnings
Apply now →

The American Express Platinum Cashback Everyday Credit Card is well-suited for individuals who frequently make everyday purchases and wish to earn cashback without incurring an annual fee. Its introductory offer of 5% cashback for the first five months can be particularly advantageous for new cardholders aiming to maximize rewards during this initial period.

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