American Express Platinum Cashback Everyday Card 2026 Review

Annual fee
£0
Rewards rate
1%-0.5%
Welcome Bonus
5%
Apply Now →on American Express's website
Regular APR:29.1% Variable APR

  • 5%Cashback on purchases for the first five months, capped at £125
  • 1%Cashback on all purchases after the introductory period
  • 0.5%Ongoing cashback on additional spending up to £10,000

Welcome Bonus:

Get 5% cashback on your purchases for the first five months, capped at £125.

Reward Rate:

Earn unlimited cashback on all purchases, with ongoing cashback of 0.5% on additional spending up to £10,000, then 1% beyond that.

APR:

29.1% Variable APR

What sets the American Express Platinum Cashback Everyday Card apart is its generous introductory offer of 5% cashback for the first five months, making it an excellent choice for new cardholders looking to maximize rewards quickly. The card's unlimited cashback on all purchases further enhances its value proposition.

Pros:

  • No annual fee
  • High introductory cashback rate

Cons:

  • Minimum spend required to qualify for bonus
  • Cashback capped during introductory period
Apply now →

The American Express Platinum Cashback Everyday Card is particularly suitable for individuals who frequently make everyday purchases and can benefit from its introductory cashback offer. With no annual fee and a straightforward rewards structure, it caters well to those looking to earn cashback without incurring additional costs, making it an appealing option for new cardholders.

Frequently Asked Questions

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