Platinum Cashback Credit Card 2026 Review

Platinum Cashback Credit Card4.6/5

American Express

Annual fee
£25
Rewards rate
5%-1%
Welcome Bonus
£200
Apply Now →on American Express's website
Regular APR:35.0% APR variable

  • 5%Cashback on purchases
  • 1%Cashback on all other purchases

Welcome Bonus:

Earn a one-time £200 cash bonus once you spend £500 on purchases within the first 3 months from account opening.

Reward Rate:

Get cashback on your purchases with a great range of benefits.

APR:

35.0% APR variable

What sets the Platinum Cashback Credit Card apart is its ability to offer a substantial welcome bonus and a competitive cashback rate, making it a strong contender for those who spend significantly.

Pros:

  • High cashback rate on spending
  • Attractive welcome bonus

Cons:

  • Annual fee applies
  • Higher APR
Apply now →

The Platinum Cashback Credit Card from American Express is particularly suitable for individuals who have substantial monthly expenditures and can benefit from its competitive cashback rewards and welcome bonus. With a manageable annual fee, this card may appeal to consumers looking to maximize their rewards on everyday purchases.

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