American Express Platinum Card 2026 Review

American Express Platinum Card4.9/5

American Express

Annual fee
£650
Rewards rate
5%-1%
Welcome Bonus
50,000 points
Apply Now →on American Express's website

  • 5%Membership Rewards points on prepaid hotels on AmexTravel.com
  • 5%Membership Rewards points on flights purchased directly from airlines
  • 1%Membership Rewards points on all other purchases

Welcome Bonus:

Earn 50,000 Membership Rewards points after spending £6,000 in the first three months.

Reward Rate:

Earn Membership Rewards points on every full £1 of eligible spend. Earn 5x points on prepaid hotels on AmexTravel.com and flights purchased directly from airlines.

The American Express Platinum Card stands out as the top choice because of its premium travel benefits, including unlimited airport lounge access and a substantial welcome bonus. Frequent travelers will find exceptional value in the card's extensive perks and rewards structure.

Pros:

  • Extensive travel benefits
  • High welcome bonus

Cons:

  • High annual fee
  • Minimum spend requirement for bonus
Apply now →

The American Express Platinum Card is particularly well-suited for frequent travelers who can take full advantage of its extensive travel benefits, such as unlimited airport lounge access and a generous rewards structure. However, the high annual fee may not justify the cost for those who travel infrequently or do not utilize the premium features offered.

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