American Express Cashback Everyday Credit Card 2026 Review

Annual fee
£0
Rewards rate
1%-0.5%
Welcome Bonus
5% cashback
Apply Now →on American Express's website
Regular APR:29.4% variable

  • 5%Cashback in the first five months
  • 1%Cashback on spending above £10,000
  • 0.5%Cashback on spending up to £10,000

Welcome Bonus:

Earn 5% cashback on spending in the first five months, up to £125.

Reward Rate:

Earn 0.5% cashback on annual spending up to £10,000, and 1% on spend above £10,000.

APR:

29.4% variable

This card shines for its impressive 5% cashback rate during the first five months, making it an excellent choice for those looking to maximize rewards on their everyday spending. With no annual fee, it provides a compelling option for consumers who want to earn cashback without incurring additional costs.

Pros:

  • No annual fee
  • High initial cashback rate

Cons:

  • Requires minimum annual spend for rewards
  • Lower cashback rate after initial period
Apply now →

The American Express Cashback Everyday Credit Card is well-suited for individuals seeking to earn cashback on their regular purchases, particularly during the initial five months when the card offers a notable 5% cashback rate. With no annual fee, it is a practical choice for those who want to benefit from rewards without the burden of additional costs.

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