American Express Cashback Everyday Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

American Express Cashback Everyday Credit Card4.2/5

American Express

Annual fee
£0
Rewards rate
1%-0.5%
Welcome Bonus
5% cashback for the first five months
Apply Now →on American Express's website
Regular APR:29.1% (variable)

  • 5%Cashback on purchases for the first five months (up to £125)
  • 1%Cashback on purchases after the initial period
  • 0.5%Cashback on the first £10,000 of purchases

Welcome Bonus:

The American Express Platinum Cashback Everyday Credit Card currently offers new members 5% cashback on purchases (up to £125) for the first five months.

Reward Rate:

Earn 0.5% on the first £10,000 of purchases, and 1% thereafter.

APR:

29.1% (variable)

This card shines for its high initial cashback rate of 5% for new members, making it a compelling choice for those looking to earn rewards quickly.

Pros:

  • High initial cashback rate
  • No annual fee

Cons:

  • Requires minimum spend for bonus
  • Higher APR
Apply now →

The American Express Cashback Everyday Credit Card is particularly suitable for individuals who frequently make everyday purchases and can take advantage of the attractive welcome bonus. With no annual fee and a straightforward cashback structure, it offers a practical option for those seeking to earn rewards without incurring additional costs.

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