American Express Cashback Everyday Credit Card 2026 Review

Annual fee
£0
Rewards rate
5%-0.5%
Welcome Bonus
£125
Apply Now →on American Express's website
Regular APR:29.1% APR variable

  • 5%Cashback on most purchases for the first five months
  • 0.5%Cashback on the first £10,000

Welcome Bonus:

Get 5% cashback on your purchases (up to £125) for the first five months of Cardmembership.

Reward Rate:

Earn 5% cashback on most purchases for the first five months, then 0.5% cashback on the first £10,000.

APR:

29.1% APR variable

What sets the American Express Cashback Everyday Credit Card apart is its zero annual fee combined with a strong introductory cashback offer of 5% for the first five months, making it an ideal choice for those who want to earn rewards without incurring costs.

Pros:

  • No annual fee
  • High initial cashback rate

Cons:

  • Lower ongoing cashback rate
  • Limited to first £10,000
Apply now →

The American Express Cashback Everyday Credit Card is well-suited for individuals seeking a no-annual-fee option that rewards spending with cashback, particularly during the initial five months of use. Its tiered cashback structure may appeal to those who can maximize their earnings on everyday purchases, while the welcome bonus adds extra value for new cardholders.

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