American Express Cashback Credit Card
American Express
- 1.25%Cashback on spending above £10,000
- 0.75%Cashback on spending up to £10,000
Earn 1.25% cashback when you spend above £10,000 within your Cardmembership year.
Ongoing rewards typically range from 0.75% to 1.25% depending on total annual spending.
35.0% Variable APR
What sets this card apart is its tiered cashback structure, rewarding users who spend more with higher cashback rates, making it a strong contender for those who can meet the spending threshold.
Pros:
- High cashback potential for high spenders
- Variety of benefits from travel and retail
Cons:
- Annual fee applies
- Higher APR compared to some competitors
The American Express Cashback Credit Card is best suited for individuals who can take advantage of its tiered cashback structure and meet the necessary spending thresholds to maximize rewards. With a modest annual fee, it offers a compelling option for those looking to earn cashback on everyday purchases while managing their expenses effectively.