Mortgage Payment Calculator

money tools

Calculate Your Mortgage Payment

Enter home price, down payment ($ or %), loan term (15 or 30 years), interest rate, and optional property tax, insurance, and HOA. PMI is auto-calculated when down payment is less than 20%. Learn more about APR.

Home & Loan

$
$70,000.00 (20%)
%

Annual percentage rate

Taxes, Insurance & Fees

$/year
$/year
$/month

Homeowners association dues for condos or planned communities (optional)

Monthly Payment Breakdown

Total Monthly Payment
$2,312.85
Principal, interest, taxes, insurance, HOA, and PMI (if applicable)
Principal & Interest
$1,862.85
Base mortgage payment
Property Tax
$350.00
$4,200.00/year
Homeowners Insurance
$100.00
$1,200.00/year
Total Interest Paid
$390,624.92
Over 30 years

Export Your Mortgage Report

Save or share your payment breakdown for reference

Spreadsheets include full amortization schedule

Loan Balance Over Time

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