TD Cash Back Visa Infinite Card 2026 Review

Annual fee
CA$139
Rewards rate
3%-1%
Welcome Bonus
CA$600
Apply Now →on TD Canada Trust's website

  • 3%Cash back on groceries, gas, and recurring bills
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn up to $600 in total value, which includes 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500.

Reward Rate:

Earn 3% Cash Back Dollars on eligible purchases.

The TD Cash Back Visa Infinite Card shines for its robust cash back structure, offering 3% on essential purchases like groceries and gas. With a welcome bonus that can reach up to CA$600, it provides a compelling reason for consumers to choose this card for their everyday spending.

Pros:

  • High cash back on common expenses
  • Significant welcome bonus

Cons:

  • High annual fee
  • Interest rates can be steep
Apply now →

The TD Cash Back Visa Infinite Card is well-suited for consumers who prioritize earning cash back on everyday expenses, particularly those related to groceries and gas, making it a strong choice for frequent shoppers in these categories. However, the annual fee of CA$139 should be weighed against individual spending habits to determine overall value.

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