Annual fee
CA$0
Rewards rate
2%-0.5%
Welcome Bonus
CA$100
Apply Now →on Tangerine's website
- 2%Cash back in up to 3 categories of your choice
- 0.5%Cash back on all other purchases
Welcome Bonus:
Get $100 with a Money-Back. Spend $1,500 in your first 3 months to enjoy this Bonus.
Reward Rate:
Get unlimited 2% cash back in up to 3 categories of your choice.
This card shines for its customizable cash back categories, allowing users to tailor their rewards to their spending habits. With no annual fee, it offers a flexible and user-friendly option for those looking to maximize their cash back.
Pros:
- Customizable cash back categories
- No annual fee
Cons:
- Limited to 3 categories for higher cash back
- Lower cash back on other purchases
The Tangerine Money-Back World Mastercard is well-suited for individuals seeking a no-fee credit card that allows for customization of cash back rewards based on personal spending patterns. Its flexible reward structure and welcome bonus make it an attractive option for those who prioritize maximizing their cash back without incurring annual fees.