Simplii Financial Cash Back Visa Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Simplii Financial Cash Back Visa Card4.6/5

Simplii Financial

Annual fee
CA$0
Rewards rate
4%-0.5%
Welcome Bonus
CA$100 cash back
Apply Now →on Simplii Financial's website

  • 4%Cash back on dining
  • 1.5%Cash back on gas, grocery, and drugstore purchases
  • 0.5%Cash back on all other purchases

Welcome Bonus:

Earn up to $100 cash back in your first 3 months when you spend up to $500 on eligible gas, grocery, and drugstore purchases.

Reward Rate:

Earn 4% on the first $5,000 in net annual card purchases at restaurants and bars.

The standout feature here is the Simplii Financial Cash Back Visa Card's impressive 4% cash back on dining, making it an excellent choice for food lovers. Its no-fee structure further enhances its appeal, providing a strong value proposition for everyday spending.

Pros:

  • No annual fee
  • High cash back on dining

Cons:

  • Limited to first $5,000 for higher cash back
  • Cash back is applied as a statement credit
Apply now →

The Simplii Financial Cash Back Visa Card is particularly suitable for individuals who frequently dine out and want to maximize their cash back rewards without incurring an annual fee. Its competitive reward structure makes it a strong option for those looking to earn cash back on everyday purchases, especially in the dining category.

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