Simplii Financial Cash Back Visa Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Simplii Financial Cash Back Visa Card4.0/5

Simplii Financial

Annual fee
CA$0
Rewards rate
4%-0.5%
Welcome Bonus
CA$80
Apply Now →on Simplii Financial's website

  • 4%Cash back on restaurants, bars, and coffee shops
  • 1.5%Cash back on groceries, gas, and drugstores
  • 0.5%Cash back on all other purchases

Welcome Bonus:

Earn 8% cash back on restaurants, bars, and coffee shops for the first 3 months, up to CA$80.

Reward Rate:

Earn 4% on restaurants, bars, and coffee shops, 1.5% on groceries, gas, and drugstores, and 0.5% on everything else.

The Simplii Financial Cash Back Visa Card is an excellent choice for those who want to maximize their cash back on everyday spending. With a strong initial bonus and no annual fee, it offers great value for cardholders who frequently dine out or shop for groceries.

Pros:

  • No annual fee
  • High initial cash back rate

Cons:

  • Limited to specific categories for high rewards
  • Cash back is issued annually
Apply now →

The Simplii Financial Cash Back Visa Card is well-suited for individuals who prioritize cash back rewards on everyday purchases, particularly in categories such as dining and groceries. Its lack of an annual fee combined with a competitive rewards structure makes it an appealing option for budget-conscious consumers looking to earn cash back without incurring additional costs.

Frequently Asked Questions