Simplii Cash Back Visa 2026 Review

Simplii Cash Back Visa4.8/5

Simplii Financial

Annual fee
CA$0
Rewards rate
4%-0.5%
Welcome Bonus
CA$80
Apply Now →on Simplii Financial's website

  • 4%Cash back on restaurants (up to CA$5,000 annually)
  • 1.5%Cash back on gas, groceries, and drugstores (up to CA$15,000 annually)
  • 0.5%Cash back on all other purchases

Welcome Bonus:

Earn 8% cash back on restaurants, bars, and coffee shops for the first 3 months on up to CA$1,000 in spending, plus a CA$50 PRESTO voucher.

Reward Rate:

Earn 4% cash back on restaurants (up to CA$5,000 annually), 1.5% on gas, groceries, and drugstores (up to CA$15,000 annually), and 0.5% on all other purchases.

The Simplii Cash Back Visa stands out as the top choice because it offers a generous 4% cash back on dining and restaurants, making it ideal for food lovers. With no annual fee and a solid welcome bonus, it provides excellent value for everyday spending.

Pros:

  • No annual fee
  • High rewards on dining and groceries

Cons:

  • Limited to specific categories for higher rewards
  • Cash back resets annually
Apply now →

The Simplii Cash Back Visa is a suitable option for individuals who frequently dine out and seek to maximize their cash back rewards without incurring an annual fee. Its competitive reward rate and welcome bonus make it a practical choice for those looking to enhance their everyday spending efficiency.

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