Scotiabank Value Visa Card
Scotiabank
Annual fee
CA$29
Rewards rate
null%-null%
Welcome Bonus
No annual fee in the first year and a 0.99% introductory interest rate on balance transfers for the first 9 months.
Apply Now →on Scotiabank's website
- No rewards breakdown available
Welcome Bonus:
No annual fee in the first year and a 0.99% introductory interest rate on balance transfers for the first 9 months.
Reward Rate:
No rewards points on purchases.
What sets the Scotiabank Value Visa Card apart is its focus on low costs rather than rewards. It offers a competitive introductory interest rate and no annual fee for the first year, making it a solid choice for those looking to save on interest.
Pros:
- Low interest rates
- No annual fee in the first year
Cons:
- No rewards
- Limited benefits
The Scotiabank Value Visa Card is best suited for individuals seeking to minimize interest costs rather than earn rewards, particularly those who may carry a balance and benefit from its competitive introductory interest rate and low annual fee. Its straightforward structure makes it a practical option for cost-conscious consumers.