Scotiabank Value Visa Card
Scotiabank
Annual fee
CA$29
Rewards rate
The Scotiabank Value Visa Card is primarily designed for low-interest financing and debt consolidation, focusing on saving money through lower interest.
Welcome Bonus
0.99% for 9 months
Apply Now →on Scotiabank's website
- No rewards breakdown available
Welcome Bonus:
Get a 0.99% promotional interest rate on balance transfers for your first 9 months with a 2% balance transfer fee.
Reward Rate:
The Scotiabank Value Visa Card is primarily designed for low-interest financing and debt consolidation, focusing on saving money through lower interest.
This card shines for its low interest rate, making it an ideal choice for individuals looking to pay down higher-interest debt.
Pros:
- Low interest rate
- 0.99% introductory balance transfer rate
Cons:
- Annual fee applies
- No rewards program
The Scotiabank Value Visa Card is particularly suitable for those seeking a low-cost option to manage existing debt due to its competitive interest rate and minimal annual fee. While it does not offer rewards or a significant welcome bonus, its focus on affordability may appeal to consumers prioritizing financial stability over perks.