Scotia Momentum Visa Infinite Card
Scotiabank
- 4%Cash back on groceries & recurring bills
- 2%Cash back on gas & transit
- 1%Cash back on all other purchases
Earn 10% cash back on the first $2,000 in purchases within the first 3 months.
Earn 4% cash back on groceries & recurring bills, 2% on gas & transit, and 1% on everything else.
The Scotia Momentum Visa Infinite Card stands out as the top choice because it offers a remarkable 4% cash back on groceries and recurring bills, making it ideal for everyday spending. With a generous welcome bonus and no annual fee in the first year, it provides exceptional value for those looking to maximize their cash back rewards.
Pros:
- High rewards on everyday spending
- First-year annual fee waiver
Cons:
- Annual fee after the first year
- Spending caps on higher rewards
The Scotia Momentum Visa Infinite Card is particularly suited for individuals who frequently spend on groceries and recurring bills, allowing them to capitalize on its high cash back rates. With a solid welcome bonus and a manageable annual fee, this card may appeal to those seeking to optimize their everyday spending while enjoying added rewards.