Scotia Momentum Visa Infinite+ Card 2026 Review

Annual fee
CA$120
Rewards rate
4%-1%
Welcome Bonus
15%
Apply Now →on Scotiabank's website

  • 4%Cash back on groceries and recurring bills
  • 2%Cash back on gas and daily transit
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn 15% cash back on all purchases for the first 3 months, up to CA$300.

Reward Rate:

Earn 4% cash back on groceries and recurring bills, 2% on gas and daily transit, and 1% on all other purchases.

The Scotia Momentum Visa Infinite+ Card is a standout choice for those who prioritize cash back on groceries and recurring bills. With a generous welcome bonus and a well-rounded rewards structure, it offers significant value for everyday spending.

Pros:

  • High cash back on groceries
  • Comprehensive rewards structure

Cons:

  • Annual fee applies
  • Limited to specific categories
Apply now →

The Scotia Momentum Visa Infinite+ Card is particularly suitable for consumers who frequently spend on groceries and recurring bills, as it offers a competitive cash back rate in these categories. With an attractive welcome bonus and a solid rewards structure, it may appeal to those looking to maximize their cash back on everyday purchases while managing an annual fee of CA$120.

Frequently Asked Questions