Scotia Momentum Visa Infinite Card
Scotiabank
- 4%Cash back on groceries and recurring bill payments
- 2%Cash back on gas, transit, and Ubers
- 1%Cash back on all other purchases
Get 10% cash back on up to $2,000 in purchases in the first three months. Plus, pay no annual fees in your first year.
Earn 4% cash back on groceries and recurring bill payments; 2% cash back on gas, transit, and Ubers; and 1% back on everything else.
The Scotia Momentum Visa Infinite Card stands out as the top choice because it offers an impressive 4% cash back on groceries and recurring bill payments, making it ideal for everyday spending. Additionally, the first year is free of annual fees, providing excellent value for new cardholders.
Pros:
- High cash back on groceries and recurring payments
- No annual fee in the first year
Cons:
- Annual fee after the first year
- Limited to specific categories for high rewards
The Scotia Momentum Visa Infinite Card is particularly suitable for individuals who frequently spend on groceries and recurring bills, given its high cash back rewards of 4% in these categories. With a reasonable annual fee and a welcome bonus, this card offers good value for those looking to maximize their everyday spending efficiency.