RBC ION+ Visa 2026 Review

Annual fee
CA$48
Rewards rate
3%-1.5%
Welcome Bonus
14,000 Avion points
Apply Now →on RBC's website

  • 3%Avion points on groceries, gas, dining, and more
  • 1.5%Avion points on other purchases

Welcome Bonus:

Get 14,000 bonus points when you spend $1,500 in your first 6 months.

Reward Rate:

Earn 3 Avion points for every $1 spent on groceries, gas, dining, and more.

The RBC ION+ Visa stands out as the top choice because it offers a high earn rate of 3 Avion points on essential spending categories like groceries and gas, making it ideal for everyday use. With a reasonable annual fee, it provides excellent value for those who frequently spend in these categories.

Pros:

  • No monthly fee for the RBC ION Visa
  • High earn rate on everyday categories

Cons:

  • Annual fee for RBC ION+ Visa
  • Limited to RBC Avion points
Apply now →

The RBC ION+ Visa is particularly suitable for consumers who regularly spend on groceries and gas, as it offers a competitive rewards rate in these categories. With its reasonable annual fee and a welcome bonus of 14,000 Avion points, it may appeal to individuals seeking to maximize their rewards on everyday purchases.

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