Annual fee
CA$0
Rewards rate
2%-1%
Welcome Bonus
N/A
Apply Now →on RBC's website
- 2%Cash back on grocery purchases
- 1%Cash back on all other purchases
Welcome Bonus:
N/A
Reward Rate:
Earn up to 2% cash back on groceries and 1% on all other purchases.
This card shines for its straightforward cash back structure, particularly for grocery shoppers. With no annual fee and a solid cash back rate, it provides a practical option for everyday expenses.
Pros:
- No annual fee
- Good cash back on groceries
Cons:
- Limited to grocery spending for higher cash back
- No significant welcome bonus
The RBC Cash Back Mastercard is an ideal choice for individuals seeking a no-annual-fee credit card with a simple cash back structure, particularly beneficial for those who frequently purchase groceries. Its competitive reward rates make it suitable for everyday spending, appealing to budget-conscious consumers who want to earn rewards without incurring additional costs.