RBC Cash Back Mastercard 2026 Review

Annual fee
CA$0
Rewards rate
2%-0.5%
Welcome Bonus
CA$30
Apply Now →on RBC's website

  • 2%Cash back on grocery store purchases
  • 1%Cash back on all other qualifying purchases

Welcome Bonus:

Get 5% bonus cash back on all purchases in the first 3 months up to CA$1,000.

Reward Rate:

Earn up to 2% cash back on grocery store purchases and 1% on all other qualifying purchases.

What sets the RBC Cash Back Mastercard apart is its strong rewards on grocery purchases, making it an ideal choice for frequent shoppers. With no annual fee and a straightforward cash back structure, it appeals to those looking for simplicity and value.

Pros:

  • No annual fee
  • Higher cash back on groceries

Cons:

  • Lower cash back on non-grocery purchases
  • Limited to first $6,000 in grocery purchases
Apply now →

The RBC Cash Back Mastercard is well-suited for individuals who prioritize grocery shopping and prefer a no-annual-fee credit card with a straightforward cash back rewards program. Its competitive cash back rates and welcome bonus make it an appealing option for those seeking to maximize their everyday spending without incurring additional costs.

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