PC® World Elite® Mastercard 2026 Review

PC® World Elite® Mastercard4.8/5

President’s Choice Financial

Annual fee
CA$0
Rewards rate
45%-10%
Welcome Bonus
20,000 PC Optimum™ points
Apply Now →on President’s Choice Financial's website

  • 45%Points at Shoppers Drug Mart
  • 30%Points at Loblaw grocery stores
  • 30%Points at Esso/Mobil
  • 10%Points on all other purchases

Welcome Bonus:

Earn 20,000 bonus PC Optimum™ points offer once you activate your PC Financial Mastercard and make any qualifying purchases.

Reward Rate:

Earn 45 points/$1 at Shoppers Drug Mart, 30 points/$1 at Loblaw grocery stores, 30+ points/L at Esso/Mobil, and 10 points/$1 on all other purchases.

The PC® World Elite® Mastercard stands out as the top choice because it offers exceptional rewards at grocery and gas stations, making it ideal for frequent shoppers at Loblaw-affiliated stores. With no annual fee and a generous welcome bonus, it provides significant value for those who meet the income requirements.

Pros:

  • No annual fee
  • High rewards at grocery and gas stations

Cons:

  • Requires high income for eligibility
  • Limited to specific retailers for maximum rewards
Apply now →

The PC® World Elite® Mastercard is best suited for consumers who frequently shop at Loblaw-affiliated stores and are looking to maximize their rewards on grocery and gas purchases. With no annual fee and a substantial welcome bonus, this card offers solid value for those who can meet its income requirements.

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