PC Insiders World Elite Mastercard 2026 Review

Annual fee
CA$120
Rewards rate
40%-10%
Welcome Bonus
50,000 points
Apply Now →on PC Financial's website

  • 40%Points at Loblaw banner stores
  • 50%Points at Shoppers Drug Mart
  • 10%Points on all other purchases

Welcome Bonus:

Earn 50,000 PC Optimum points when you spend CA$100 or more in total qualifying purchases within 60 days of account approval.

Reward Rate:

Earn 40 points per CA$1 at Loblaw banner stores, 50 points per CA$1 at Shoppers Drug Mart, and 10 points per CA$1 on all other purchases.

This card is particularly beneficial for frequent shoppers at Loblaw stores, offering enhanced earning rates that can lead to significant rewards over time.

Pros:

  • High points earning on groceries
  • Annual fee waived for the first year

Cons:

  • Annual fee of CA$120
  • Limited to specific stores for maximum rewards
Apply now →

The PC Insiders World Elite Mastercard is best suited for individuals who regularly shop at Loblaw stores and are looking to maximize their rewards through a structured points system. With its annual fee of CA$120, the card offers a solid welcome bonus and competitive reward rates, making it a practical choice for dedicated customers of the PC ecosystem.

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