Neo Secured Mastercard
Neo Financial
- 5%Cash back at partner retailers
- 1%Cash back on gas and groceries
Get a $25 bonus upon approval for new clients.
Earn an average of 5% cash back at partner retailers and 1% cash back on gas and groceries.
The Neo Secured Mastercard stands out as the top choice because it offers guaranteed approval and a unique rewards structure for a secured card. With no annual fee and the ability to build credit while earning cash back, it provides a solid option for those looking to improve their credit history.
Pros:
- Guaranteed approval
- No annual fee
- Reports to credit bureaus
Cons:
- Requires a refundable security deposit
- Limited rewards compared to non-secured cards
The Neo Secured Mastercard is well-suited for individuals seeking to build or rebuild their credit history without incurring an annual fee. Its unique rewards structure and guaranteed approval make it a practical choice for those who may have difficulty qualifying for traditional credit cards.