National Bank Syncro Mastercard 2026 Review

Annual fee
CA$35
Rewards rate
1%-0.5%
Welcome Bonus
CA$70 cashback
Apply Now →on National Bank's website

  • 1%Cashback on all purchases
  • 0.5%Additional cashback on the first $25,000 of annual gas, grocery, and online purchases

Welcome Bonus:

The National Bank Syncro Mastercard offers a welcome bonus of $70 in cashback, along with a first-year annual fee rebate.

Reward Rate:

The National Bank Syncro Mastercard primarily offers a low-interest rate rather than a robust rewards program, but it includes 1% cashback on all purchases for accounts in good standing.

What sets the National Bank Syncro Mastercard apart is its low interest rate of 8.90% on purchases, making it an excellent choice for those who may carry a balance while still earning cashback on their spending.

Pros:

  • Low interest rates
  • Cashback on all purchases

Cons:

  • Limited rewards program
  • Annual fee applies
Apply now →

The National Bank Syncro Mastercard is well-suited for individuals who are looking for a low-interest credit card with the added benefit of cashback rewards, particularly those who may occasionally carry a balance. With its manageable annual fee and welcome bonus, this card can be a practical option for consumers seeking to maximize their spending efficiency while minimizing interest costs.

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