Annual fee
CA$120
Rewards rate
5%-1%
Welcome Bonus
30,000 MBNA Rewards Points
Apply Now →on MBNA's website
- 5%Cash back on groceries and dining
- 2%Cash back on gas and transit
- 1%Cash back on all other purchases
Welcome Bonus:
Earn up to 30,000 bonus MBNA Rewards points after spending CA$2,000 in the first 90 days.
Reward Rate:
Earn 5 points per dollar spent on groceries and dining.
This card shines for its high earning potential on everyday purchases, particularly in grocery and dining categories, making it a top contender for those looking to maximize their rewards.
Pros:
- High earning rates on everyday spending
- Flexible redemption options
Cons:
- Annual fee applies
- Requires good credit for approval
The MBNA Rewards World Elite Mastercard is well-suited for individuals who frequently spend in grocery and dining categories and are looking to earn substantial rewards on everyday purchases. With its annual fee and reward structure, it may appeal particularly to those who can leverage the welcome bonus and ongoing earning potential effectively.