Capital One Guaranteed Secured Mastercard 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Capital One Guaranteed Secured Mastercard4.6/5

Capital One

Annual fee
CA$0
Rewards rate
N/A
Welcome Bonus
N/A
Apply Now →on Capital One's website

  • No rewards breakdown available

What sets the Capital One Guaranteed Secured Mastercard apart is its focus on providing a straightforward path to rebuilding credit without the burden of annual fees. While it lacks rewards, its guaranteed approval and essential benefits make it a reliable choice for those starting their credit journey.

Pros:

  • Guaranteed approval
  • No annual fee
  • Includes basic Mastercard benefits

Cons:

  • No rewards on purchases
  • High-interest rates
Apply now →

The Capital One Guaranteed Secured Mastercard is particularly suitable for individuals looking to rebuild their credit history without incurring annual fees. While it does not offer rewards or bonuses, its guaranteed approval feature and fundamental benefits make it a practical option for those beginning their credit journey.

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