- 5%BMO Rewards points on groceries, dining, and recurring bills
- 1%BMO Rewards points on all other purchases
Get 20,000 points and a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee.
Earns 5x BMO Rewards points per $2 spent (effectively 2.5 points per dollar) on groceries, dining, takeout, and recurring bills.
The BMO eclipse Rise Visa Card stands out as the top choice because it offers a robust rewards structure with 5x points on essential spending categories like groceries and dining, making it ideal for those looking to maximize their cash back without an annual fee.
Pros:
- No annual fee
- High rewards on everyday categories
Cons:
- Limited to specific categories for high rewards
- Points may take time to accumulate
The BMO eclipse Rise Visa Card is well-suited for individuals who frequently spend on groceries and dining, as it offers a competitive rewards rate of 5x points in these categories without an annual fee. Additionally, the welcome bonus of 20,000 points enhances its appeal for new users looking to optimize their rewards potential.